Disclosure: This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #SaveWithHopster #CollectiveBias
Let’s be honest here. The season of giving is fast approaching and I can’t be the only one who has been trying to save a little cash since the fall began. This is our second Christmas as a family of four, and although the holidays aren’t about gifts, it doesn’t mean we don’t want to GIVE! Whether it’s to each other, to friends, or even to strangers, giving feels great. However, sometimes having the means to give, might entail being a little creative. So, I wanted to share with you guys a few ways to save some pennies leading up to the holidays.
Before getting into it though, I just want to say that I’m not a financial expert of any kind. I’m also not an extreme coupon lady and believe that convenience has a price tag that is sometimes worth it. So, these are all just simple ways to be a little more frugal, that ANYONE can do. That’s right, even you folks out there with little to no free time. Let’s go!
1. Use that Smart Phone for Smart Savings!
There are SO many apps out there these days, that it’s almost overwhelming. Recently, I heard about Hopster Mobile Rebates, and decided to give it a try. It’s actually super easy, which is great because I’m not the best with figuring out new technology (at al!). Here’s a quick rundown of how it works:
Clearly, you need to download the app first. Here’s a photo of what you’ll be looking for in your app store.
- Hopster lets you choose items from ANY store! So, open the app and pick what you’re looking for. You’ll put a little check mark by the item.
- Head to your favorite major retailer to purchase your items!
- After shopping, it’s time to redeem your rebates. To do this, simply submit a photo of your receipt. You can take multiple photos for super long receipts, so don’t worry.
- Now it’s time to get paid! This is SO easy. You’ll enter your PayPal e-mail, then in about 1-5 days, your rebates will appear in your account. Voila!
Aside from getting money back, I can share recommendations and deals with my husband, or any family member or friend, so we can all get in on the greatness! Rebates aren’t only on food, but electronics, pet items, beauty products, and even appliances. So guys, it’s always worth opening up the Hopster app and seeing what’s up! If you want to give product feedback, you can also do that within the app. If just reading through some frugal tips is more of your style, Hopster has those too! You can check out app here.
2. Implement a Household Spending Budget
Yeah, so, I know a lot of people who say they’re going to do this, but then they go over the top. There are always those “must have” toys that are usually $15, but go out of stock and people end up paying $200 instead. It can be a lot easier to just nix that whole idea, and come into the holidays with a solid limit and ground rules. Example: Create a $500 total spending limit for the family, NO EXCEPTIONS. That means if you hit up your favorite store and total $510, you broke the rules. (Okay, to be honest, I’d probably bend the rules for an extra $10, but you get the idea).
3. Do NOT Impulse Buy
I’m talking to YOU, Black Friday shopper. You don’t need to buy 3 video game consoles, just because they were each $100 off, okay? We can get so wrapped up in deals when the holidays are close, that we snag items just because we have major FOMO. Then, we end up spending on things that NOBODY needed, just because. So, maybe when you see a deal, give yourself a moment to think it over, or even come back to it in a day or too. Online shopping is so huge these days, that many places offer their Black Friday sales for days!
4. Make Your Own Gifts!
If you’ve seen my crafty creations, there is no question that a newborn could do better than me. You know what though? I try REALLY, extremely hard on handmade items. It sounds cliche to say that handmade gifts mean so much more, but they honestly do. If you have a creative idea, or some sort of creative niche, I urge you to make your own gifts. It’s not just for the money saving aspect, but for the sentiment!
5. Create Boundaries or Implement a Game with Friends and Family!
We talked about the household spending limit, but what about those outside of our households? I’ve run into friends who mention that their extended families and even some of their friends just create a spending limit per gift. So, say you have a group of 5 really close friends who want to share gifts, you all can agree that $20 is the max per gift, per person.
To be on the more social side of the fence, you can also do a gift swap or White Elephant game, that way each person comes up with one gift, which usually also has a spending limit. If you’re hosting a holiday party, a White Elephant game is bound to be a hit, and is usually hilarious!
6. Save ALL Year Long!
Last, I figured I’d mention an obvious money saving tip for the holidays. Friends, you can put a little bit of cash away every paycheck for the entire year. If this is tough, get creative! What do I mean? Well, you could save any change you receive in a jar throughout the year. Heck, you can even let the rebates from shopping with the Hopster app pile up! Every time you redeem a rebate, leave it in your PayPal account and then you’ll have a little extra to spend! How about that? (Sitting on your counter is not required, although this is where I do a lot of eating and thinking, ha!)
Do You Have Any EASY Tips?
That’s all I’ve got for ya! If you have any of your own tips, I’d love to hear them in the comments! I’m always down for easy ways to save. (And by easy, I mean not time consuming, with minimal math, because, c’mon). If you’d like to check out Hopster, simply click here!